Frogtown and Rondo Neighborhood Housing Resource Guide

Home Buyer Resources
Financial and Homebuyer Education
Build Wealth MN
David McGee
PH 612-877-4182
E david@buildwealthmn.org
W Build Wealth MN
Build Wealth offers a range of financial and homebuyer education and planning services. Their educational programs link to additional loan and grant resources for potential buyers.
Camphor Fiscally Fit
Karen Carey-Bonner
PH 651-224-0341
E kcbonner@comcast.net
W Camphor Fiscally Fit
A sixteen hour course on basic financial skills that may be helpful before trying to secure mortgage financing.
CAP-RW
PH 651-645-6445
W CAP-RW
CAPRW offers a number of tools designed to help increase self-sufficiency include a matching savings program and financial literacy classes.
Homeownership Exploration Sessions— Twin Cities Habitat for Humanity
Erin Leebens
PH 612-331-4090
W Homeownership Exploration Sessions— Twin Cities Habitat for Humanity
Monthly sessions at the Rondo Library present basic information about homeownership. These sessions are the first step in buying a home from Habitat.
Homestretch—Minnesota Home Ownership Center
HOC
W HOC

Neighborworks Home Partners
PH 651-292-8710
W NwHP

Hmong American Partnership
PH 651-495-1528 E nicky@hmong.org
W Hmong American Partnership

Model Cities
PH 651-632-8350
W Model Cities
Home Stretch is an 8 hour course that covers the entire home buying process. Home Stretch is required for many homebuyer assistance programs. Classes are offered by organizations throughout city including Community Neighborhood Housing Services, Hmong American Partnership, and Model Cities.
Pre-purchase Counseling—Model Cities
PH 651-632-8350
W Pre-purchase Counseling—Model Cities
Model Cities’ offers additional one-on-one, confidential pre-purchase counseling sessions to buyers who complete Home Stretch classes.
Neighborworks Home Partners– Pre-Purchase Counseling
CNHS
PH 651-292-8710
W Neighborworks Home Partners – Pre-Purchase Counseling
Neighborworks provides one-on-one, HUD Approved and confidential pre-purchase homeownership counseling sessions free of charge in English and in Hmong.
Pre-purchase Counseling—Neighborhood Development Alliance (NeDA)
PH 651-292-0121
W Pre-purchase Counseling—Neighborhood Development Alliance

Servicios en Español
NeDA offers free, pre-purchase housing counseling. A Home Ownership Advisor will help you understand the process from start to finish. Your advisor will complete a financial assessment to get you mortgage-ready. They will continue to offer support and advice along the entire home-buying process.
Mortgage Lending
Affordable Housing Funding Plan—Build Wealth MN
David McGee
PH 612-877-4182
E david@buildwealthmn.org
W Affordable Housing Funding Plan
The Affordable Housing Funding Plan allows favorable or below market rate loans to families that may not meet traditional underwriting criteria.
MCASA
PH 651-632-8344
W MCASA
MCASA provides support services that target families who may have had difficulty getting loans in the past and finances either a contract-for-deed or a lease-to-purchase contract to buyers of the homes they develop. Income: <80% AMI
Start Up; Step Up—Minnesota Housing
Minnesota Housing
PH 651-296-8215
W Minnesota Housing
Minnesota Housing offers a variety of downpayment assistance programs with its first mortgage loan programs, including monthly payment loans, deferred payment loans, and downpayment assistance loans funded with federal HOME resources.”
Sustainable Home Ownership Program (SHOP): Bridge to Success Contract for Deed Program
PH 651-793-8900
W Bridge to Success Contract for Deed Program
The Bridge to Success Contract for Deed program helps homebuyers who may not be ready to qualify for a traditional mortgage through homebuyer education, financial coaching, a safe and secure contract for deed, and post purchase assistance. Income: <115% AMI
Twin Cities Habitat for Humanity Home Ownership Program
PH 612-331-4090
W Twin Cities Habitat for Humanity Home Ownership Program
E info@tchabitat.org
Twin Cities Habitat for Humanity offers
0% interest mortgage to finance the homes it builds and renovates.
Income: 30%-60% AMI
Down Payment and Closing Costs Assistance
Homebuyer Assistance Program—Build Wealth MN
David McGee
PH 612-877-4182,
E david@buildwealthmn.org
W Homebuyer Assistance Program—Build Wealth MN
Deferred, zero percent down payment assistance loans of up to $10,000 to homebuyers who complete Build Wealth’s six-week financial literacy class, complete the first time homebuyer education class, and obtain a fixed-rate, prime mortgage loan product.
Rondo Community Land Trust – Homebuyer Initiated Program (HIP) Purchase Price Write Down Grant
PH 651-221-9884
W Rondo Community Land Trust
Greg Finzell
E greg@rondoclt.org
Participating households receive two grants: one for down payment/closing cost assistance, and one for rehab. Available in St. Paul and Suburban Ramsey County.
Income: <80% AMI
Neighborworks Home Partners– Down Payment Assistance Programs
Donna Corbo
PH 651-348-5079
Main Phone
PH 651-292-8710
E nwhp@nwhomepartners.org
W
Neighborworks Home Partners
Neighborworks Home Partners administers various down payment assistance programs.
Each program has unique funding terms and eligibility.
Affordable Homeownership Developers
Neighborworks Home PartnersPH 651-292-8710
E berrigo@nwhomepartners.org
W Neighborworks Home Partners
Builds and repairs homes for sale to low to middle income families and works with other government and nonprofit groups to help you find the right solution to buying your home our neighborhoods.
Income: <80% AMI
MCASA
Dale Cooney
PH 651-632-8344
W MCASA
MCASA develops new-construction and rehabilitation home-ownership opportunities that are sold on either a contract-for-deed or a lease-to-purchase.
Income: <80% AMI
Rondo Community Land Trust
PH 651-221-9884
W Rondo Community Land Trust
Rondo Community Land Trust sells single-family homes at below-market prices for qualified buyers through share-equity financing.
Income: < 80% AMI
Twin Cities Habitat for Humanity Home Ownership Program
PH 612-331-4090
W Twin Cities Habitat for Humanity Home Ownership Program
E info@tchabitat.org
Twin Cities Habitat for Humanity builds and renovates homes for sale with a 0% interest mortgage.
Income: 30%-60% AMI
Preserve Frogtown
PH 651-222-3049
W
Preserve Frogtown
E info@historicsaintpaul.org
Preserve Frogtown is a partnership between Frogtown Neighborhood Association and Historic Saint Paul that renovates and sells homes that conserve the cultural legacy of Frogtown.
Spero Properties
PH 612-282-5319
W
Spero
E paul@sperorebuilt.com
Spero Properties is a for-profit firm rehabbing vacant homes and build sustainable new homes affordable to families <100% AMI
Urban Homeworks
PH 612-724-9002
E ben.post@urbanhomeworks.org
W Urban Homeworks
A faith-based builder marketing homes to families with incomes <80% AMI.